By the end of this lesson you’ll be able to describe who holds bitcoin in 2026 and through what, explain what a Lightning channel is, say what a fork does to your coins, and follow the argument about what belongs in a block.
Who holds it now
By 2026 some of the largest holders are funds, companies and governments.
Funds
Spot bitcoin products, in the US since January 2024
Companies
Coins on the balance sheet
Governments
A US reserve ordered in March 2025
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